Do you have capital to invest rather than income to show?
€250,000 to €500,000 and a wish to stay mobile points to the Golden Visa.
How to Move to Portugal (2026): Every Residency Route, Compared
There are four main ways to move to Portugal as a non-EU national: invest (Golden Visa), live on passive income (D7), work remotely for foreign employers or clients (D8), or build a business or take a job (entrepreneur and work routes). All can lead to permanent residency after 5 years and, since the 2026 reform, to citizenship after 7 or 10 years depending on your nationality. This page is the map: compare first, commit second.
Before the route, the reason. These are the structural advantages that apply whichever visa you end up choosing, and they are why the routes below exist in the first place.
Legal residence here counts toward permanent residency after 5 years and citizenship after 7 years for CPLP and EU nationals, or 10 years for other nationalities, under the law in force since 19 May 2026. Citizenship is an EU passport, with the right to live and work across the bloc.
Whether you live on passive income, work remotely for foreign clients or bring capital to invest, there is a defined residence route with a clear income or investment bar. You pick by your situation, not by luck.
Most routes expect real relocation, but the Golden Visa asks for only about 7 days per year in Portugal. Residence is possible even if you cannot move full time yet, then you convert to permanence on the same clock.
A Portuguese residence permit lets you travel visa-free across the Schengen area while your years toward permanent residency and citizenship accumulate. You start living the benefit before you finish the process.
Thresholds verified against AIMA and the Portuguese Ministry of Foreign Affairs (MNE); the fully sourced numbers live in each linked guide. The thresholds are the single-applicant baseline (family members raise the D7 and D8 income bars, while one Golden Visa investment covers the household), and the presence requirement is the real lifestyle question.
Portugal's residence-by-investment permit: a qualifying investment of €250,000 (cultural heritage) or €500,000 (investment funds), a presence requirement of only about 7 days per year, and family included in one application. The real estate route was abolished in 2023. Read the full guide: Portugal Golden Visa.
Investors who want a low-presence plan B
Presence: about 7 days per year
For people who live on passive income: pensions, rents, dividends, royalties or interest of at least €920 per month (the 2026 minimum wage). In exchange for the lowest financial bar of the three main routes, it expects you to actually live in Portugal, with absence limits. Read the full guide: D7 visa.
Retirees and rentiers
Presence: real relocation expected
Covers remote work: a salary or freelance income of at least €3,680 per month (four times the minimum wage), earned from employers or clients outside Portugal. It comes in a temporary-stay version (up to 1 year) and a residency version that builds toward permanent status. Read the full guide: D8 digital nomad visa.
Remote employees and freelancers
Presence: real relocation expected
Entrepreneur and employment-based routes: the D2 for independent professionals and business founders, the Startup Visa, and standard work permits tied to a Portuguese employer. Dedicated guides are in preparation; if your project is a company, see how to set up a company in Portugal.
Entrepreneurs and employees
Presence: real relocation expected
The route you pick changes how you get in, not the destination: a consular visa first, then a residence permit from AIMA in Portugal, with the option of permanence at the end. The long-term milestones, and the tax position once resident, are common to all routes.
A four-question shortcut. If none fits cleanly, the answer is usually a different sequencing of the same routes rather than a fifth option. Two cross-checks before you commit: presence (can you genuinely live in Portugal, or do you need the Golden Visa 7 days per year?) and the tax position you will land in once resident.
€250,000 to €500,000 and a wish to stay mobile points to the Golden Visa.
Pensions, rents or dividends of €920 per month or more, plus a genuine intention to live in Portugal, point to the D7.
€3,680 per month or more of active income points to the D8.
That is the D2, Startup Visa or work permit family, with dedicated guides on the way.
Three firms that help with Portuguese residence, picked for distinct strengths: an investment and Golden Visa specialist, a fixed-price D7 service, and a full-service relocation team. We show only what each firm publishes and its real Trustpilot signal; we do not rank them with an in-house score.
Collected from each provider website and Trustpilot in August 2026. A blank or crossed field means the provider does not publicly confirm that item, not necessarily that it is unavailable. The only ratings shown are each firm own Trustpilot score and review count; GrowAcross assigns no editorial score here.
GrowAcross is not affiliated with these firms and earns no commission from them. Verify current fees, scope and licensing directly with each provider and with AIMA before engaging.
In-depth, verified guides for each route, so you can go from this map to the full detail of the one you choose.
The residence-by-investment route in full: the €250,000 to €500,000 options after real estate was abolished, the roughly 7-day presence rule, AIMA fees and timelines.
The passive-income and retirement route: the €920 per month income bar, the strict presence and absence limits, and how it builds toward permanence and citizenship.
The remote-work route: the €3,680 per month income bar, the temporary-stay versus residency versions, and who qualifies as a digital nomad in Portuguese law.
The tax side once resident: why the old NHR is closed, how the 20% IFICI rate works, why pensions are excluded, and the 15 January registration deadline.